Terms of Use

Tepper & Flynn, LLC – Terms of Use

Last modified: June 2022

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS WEBSITE, YOU AGREE TO THESE TERMS AND CONDITIONS.

This website, together with any courses offered through it and other linked and related websites (collectively, the “Website”), is operated by Tepper & Flynn, LLC (“T&F”, “we”, “our” or “us”). These terms and conditions are entered into by and between you and T&F, and together with our Privacy Policy, found at https://tepperandflynn.thinkific.com, and any documents incorporated by reference (collectively, these “Terms of Use”) govern your access to and use of the Website, including all information, Materials, tools and services available through the use of the Website. If you do not agree to these Terms of Use, you must not access or use the Website.

Changes to These Terms of Use

T&F reserves the right, at our sole discretion, to change, modify, add or remove any portion of these Terms of Use, in whole or in part, at any time, by posting revised terms on the Website. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter. It is your responsibility to check periodically for any changes we make to the Terms of Use. Your continued use of the Website after any changes to the Terms of Use, including policies referenced therein, means you accept and agree to the changes.

Reliance on Information Posted

The Materials on this Website are provided “as is” without any warranties of any kind, including warranties of merchantability, fitness for a particular purpose and non-infringement of intellectual property. T&F does not warrant the accuracy or completeness of the Materials or other information on this Website and is not responsible if information made available on this Website is not accurate, complete or current. Any reliance you place on the Materials and information on this Website is strictly at your own risk.

In no event will T&F, its suppliers or other third parties mentioned on this Website be liable for any damages whatsoever (including, without limitation, those resulting from lower test scores, interruption of services or inaccurate information) arising out of the use, inability to use, or the results of the use of this Website or the Materials or information contained on this Website, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the Materials or information from this Website results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. We disclaim all liability and responsibility arising from any reliance placed on these Materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents. Additional information regarding warranties and limitations on liability may be found further below.

Payments

When making a payment to us through the Website (a “Payment”), you may be asked to supply certain information relevant to your Payment, such as your debit/credit card number or other payment account number, full legal name and billing address. You represent and warrant that you are eighteen (18) years of age or older (or the age of legal majority in your jurisdiction of residence) and have the legal right to use any payment means used by you to initiate any Payment. By submitting such information, you grant us, or our payment processor, the right to provide such information to third parties for purposes of facilitating the completion of Payments initiated by you or on your behalf. Verification of information may be required prior to the acknowledgement or completion of any Payment. We reserve the right, in our sole discretion, to refuse or cancel any Payment for any reason. We, or our payment processor, may automatically process charges against your selected payment method. We, or our payment processor, will inform you if all or any portion of your Payment is cancelled, declined or if additional information is required to accept your Payment. Any agreement you have with your payment provider governs your use of your specified payment method.

Your payment information may be collected, processed and stored by a third-party payment processor. You represent and warrant that you have the legal right to use all payment method(s) that you provide. Your authorizations in this section also apply to our third-party payment processors and any other companies who act as billing agents for us. You hereby authorize us to charge your specified payment method with respect to your Payment, either on a one-time or recurring basis, and/or to place a hold on your payment method with respect to any unpaid charges for your Payment. You authorize the issuer of your selected payment method to pay any amounts described herein without requiring a signed receipt, and you agree that these Terms of Use shall be accepted as authorization to the issuer of the payment method to pay any amounts described herein, without requiring a signed receipt from you. You authorize us to continue to attempt to charge and/or place holds with respect to all sums described herein, or any portion thereof, to your payment method until such amounts are paid in full. You agree to provide updated payment information upon request and any time the information you previously provided is no longer valid. You acknowledge and agree that neither T&F, nor any T&F third party vendor, will have any liability whatsoever for any insufficient funds or other charges incurred by you as a result of attempts to charge, and/or place holds on, your specified payment method as contemplated by these Terms of Use. If you provide a debit card number instead of a credit card number, you authorize all charges described herein to be applied to such debit card unless and until you provide a credit card number.

Payment Inquiries and Refunds

Refunds requested within forty-eight (48) hours of registering for a course will be honored minus a $50 cancellation fee. A one-time registration transfer can be made to an alternate participant or another learning experience. A $50 processing fee will be assessed for all transfers. Registrations for an add-on live/virtual/synchronous learning experience are non-refundable and non-transferable if such refund request is received within one week of the date/time of such event. A missed add-on learning experience is non-refundable and non-transferrable.

To request a refund of a Payment, please contact us at [email protected].

If you believe you have been billed in error, please notify us within thirty (30) days of the billing date by contacting us at [email protected]. Per strict company policy, T&F will not issue refunds after the expiration of this thirty (30) day period, except where required by applicable law.

Third-Party Payment Processors

You agree to make your Payment to us through our third-party payment processors. You agree to make such Payment using the payment method provided. We reserve the right to correct, or to instruct our payment processors to correct, any errors or mistakes associated with such Payment, even if Payment has already been requested or received.

Intellectual Property Rights and Use of Materials on the Website

T&F provides various materials, information, quizzes, tests, questions, articles, news and other information on this Website and in the courses offered through the Website (the “Materials”). T&F authorizes you to view and download one copy of the Materials. Materials may be downloaded and a maximum of one copy of the Materials may be printed. You will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize or otherwise reveal the Materials or their contents, to any other person or entity.

The Website and its entire contents, features and functionality (including, without limitation, all information, Materials, courses, text, graphics, logos, icons, displays, images, video and audio clips, downloads, interfaces, code and software, as well as the design, selection and arrangement thereof), are the exclusive property of and owned by T&F, its licensors or its content providers of such Materials and information and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

T&F, including our name, logo and all related names, logos, product and service names, designs and slogans displayed on this Website, are the registered and unregistered trademarks, logos and service marks of T&F, our licensors, content providers, or other third parties. All of these trademarks, logos and service marks are the property of their respective owners. Nothing on this Website shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark, logo or service mark displayed on the Website without the owner’s prior written permission. T&F reserves all rights not expressly granted in and to the Website and its content. This Website and all of its content, including but not limited to Materials, courses, text, design, graphics, interfaces and code, and the selection and arrangement thereof, is protected as a compilation under the copyright laws of the United States and other countries, as applicable.

These Terms of Use permit you to use the Website for your personal and non-commercial use. Any use of content on the Website, including but not limited to the modification, distribution, reproduction, storage, transmission, performance, broadcast, publication, public display, public performance, republication, download, uploading, licensing, reverse engineering, transfer or sale of, or the creation of derivative works from, any Materials, information, software, products or services obtained from the Website, or use of the Website is expressly prohibited. You agree to abide by all additional restrictions displayed on the Website as it may be updated from time to time. If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately, and you must, at our option, return or destroy any copies of the Materials you have made. T&F reserves the right to refuse or cancel any person’s registration for this Website, remove any person from this Website or prohibit any person from using this Website for breach of these Terms of Use or any reason whatsoever.

No right, title or interest in or to the Website, any downloadable or printed Materials or any content on the Website is transferred to you. T&F, or its licensors or content providers, retain full and complete title to the Materials and information provided on the Website, including all associated intellectual property rights, and provide these Materials and information to you under a non-exclusive license that is revocable at any time at T&F’s sole discretion. T&F neither warrants nor represents that your use of Materials on this Website will not infringe rights of third parties not affiliated with T&F.

You may not use contact information provided on the Website for unauthorized purposes, including marketing. You may not use any hardware or software intended to damage or interfere with the proper working of the Website or to surreptitiously intercept any system, data or personal information from the Website. You agree not to interrupt or attempt to interrupt the operation of the Website in any way.

Materials You Submit

You agree and acknowledge that you are responsible for any material you may submit via the Website, including the legality, reliability, appropriateness, originality and copyright of any such material. If you do submit material, including but not limited to, questions, comments, suggestions, ideas, plans, notes drawings, original or creative materials, or other information (collectively, “Contributions”), provided by you in the form of e-mail or submissions to T&F, or postings on this Website, such Contributions are non-confidential and T&F shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. The submission of any Contributions to T&F, including the posting of materials to any forum or interactive area, irrevocably waives any and all “moral rights” in such materials, including the rights of attribution and integrity.

You grant T&F and its affiliates the right to use the name you submit in connection with such materials and the use of such name and all other personal information provided via this Website will be handled in accordance with the Privacy Policy. You represent and warrant that you own or otherwise control all the rights to the Contributions; that the content of the Contributions is accurate; that use of the Contributions you supply does not violate any provision herein and will not cause injury to any person or entity; and that you will indemnify T&F for all claims resulting from the Contributions you supply.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

(i) In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries) or otherwise give rise to liability.

(ii) To upload, distribute or otherwise publish through this Website any content that is confidential, proprietary, false, fraudulent, libelous, defamatory, obscene, immoral, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable.

(iii) For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.

(iv) To constitute or encourage a criminal offense or violate the rights of any party to these Terms of Use or third party.

(v) To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm T&F or users of the Website or expose them to liability.

(vi) In any manner that could disable, overburden, damage, disrupt or impair the Website or interfere with any other party’s use of the Website, including their ability to engage in real time activities through the Website.

(vii) With any robot, spider or other automatic device, process or means, or any manual process, to access the Website for any purpose, including monitoring or copying any of the Materials on the Website.

(viii) With any device, software or routine that interferes with the proper working and functionality of the Website, or introduces any viruses, Trojan horses, worms, logic bombs or other material that is malicious or technologically harmful, including but not limited to, chain letters, mass mailings or any form of “spam”.

(ix) To attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website, or attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

(x) By using a false email address or other identifying information, impersonate any person or entity or otherwise mislead as to the origin of any content.

(xi) To upload commercial content onto the Website.

Infringement Notice

We respect the intellectual property rights of others and request that you do the same. If you believe your copyright or the copyright of a person on whose behalf you are authorized to act has been infringed, you may notify us at:

Tepper & Flynn, LLC

P.O. Box 40

Avon, CT 06001

To be effective, your notification must (i) be in writing and (ii) include substantially the following:

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

• Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material;

• Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

• A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

• A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

T&F is under no obligation to post, forward, transmit, distribute or otherwise provide any Materials and other information available on this Website, including material you provide to us, and so we have an absolute right to remove any Materials and other information from the Website in our sole discretion at any time.

Accessing the Website and Account Security

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, at our sole discretion without notice. Unless we have otherwise specifically agreed, we will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period of time. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

You are responsible for making all arrangements necessary for you to have access to the Website and for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them. Some features that may be available on this Website require registration. By registering at and in consideration of your use of the Website, you agree to provide true, accurate, current and complete information about yourself. You agree that all information you provide to register with this Website or otherwise, including but not limited to, through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

Some features on this Website may require use of a username and/or password. You are responsible for protecting your username and password, as applicable. If you are provided with a username, password or any other piece of information as part of our security procedures, you must treat your Website access information as confidential, and you must not disclose it to any other person or entity. You agree not to share or provide Website access or access information, including your username, password or other Website security information, with any other person or entity. You agree to notify us immediately if there is (or you believe there is) any unauthorized access to or use of your username or password, theft of your password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your username, password or other personal information. We reserve the right to disable any Website access, username, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use. T&F may assume that any communications T&F receives under your username and/or password have been made by you unless T&F receives written notice otherwise.

You or third parties acting on your behalf are not allowed to frame this Website or use our proprietary marks, or our licensor’s proprietary marks, as meta tags, without our written consent. You may not use frames or utilize framing techniques or technology to enclose any content included on the Website without T&F’s express written consent. Further, you may not utilize any Website content in any meta tags or any other "hidden text" techniques or technologies without T&F’s express written consent.

Third Party Content

The Website may provide links to other websites and content of third parties (the “Third Party Content”) as a convenience to those interested in this information. T&F does not monitor nor does it have any control over any Third Party Content or third party websites or the privacy policies of such websites. T&F does not endorse or adopt any Third Party Content and can make no guarantee as to its accuracy or completeness. All statements and/or opinions expressed in any Third Party Content, and all articles and responses to questions and other content, other than the content provided by T&F, are solely the opinions and the responsibility of the person or entity providing those materials. Such materials do not necessarily reflect the opinion of T&F. T&F does not represent or warrant the accuracy of any information contained therein and undertakes no responsibility to update or review any Third Party Content. You may only use these links and Third Party Content contained therein at your own risk.

Information About You and Your Visits to the Website

All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

DISCLAIMERS

YOUR USE OF THIS WEBSITE, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THIS WEBSITE, IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WITHOUT ANY WARRANTIES OF ANY KIND BY T&F OR ANYONE ASSOCIATED WITH T&F, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTIES THAT MATERIALS ON THE WEBSITE ARE NONINFRINGING, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSE OF DEALING; THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT THE WEBSITE WILL BE SECURE; THAT THE WEBSITE OR THE SERVER THAT MAKES THE SITE AVAILABLE WILL BE VIRUS-FREE OR FREE OF OTHER HARMFUL COMPONENTS; OR THAT INFORMATION ON THE WEBSITE WILL BE COMPLETE, ACCURATE, ERROR-FREE, UNINTERRUPTED, RELIABLE, OR TIMELY; THAT DEFECTS WILL BE CORRECTED OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. IF YOU DOWNLOAD ANY MATERIALS FROM THIS WEBSITE, YOU DO SO AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIALS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM T&F OR THROUGH OR FROM THE WEBSITE SHALL CREATE ANY WARRANTY OF ANY KIND.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMITATION OF LIABILITY

YOU ACKNOWLEDGE AND AGREE THAT YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE WEBSITE. YOU ACKNOWLEDGE AND AGREE THAT ANY INFORMATION YOU SEND OR RECEIVE DURING YOUR USE OF THE WEBSITE MAY NOT BE SECURE AND MAY BE INTERCEPTED BY UNAUTHORIZED PARTIES. YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER T&F NOR ITS AFFILIATES, SUPPLIERS, THIRD PARTY CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, DIRECTORS OR OWNERS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, EXEMPLARY, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY ARISING OUT OF OR IN ANY WAY RELATED TO THE WEBSITE, OR ANY OTHER WEBSITE YOU ACCESS THROUGH A LINK FROM THIS WEBSITE OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE AS A RESULT OF COMMUNICATIONS YOU SEND TO US, OR THE DELAY OR INABILITY TO USE THE WEBSITE, OR FOR ANY CONTENT OR INFORMATION, PRODUCTS OR SERVICES ADVERTISED IN OR OBTAINED THROUGH THE WEBSITE OR ANY LINK TO THE SITE, T&F’S REMOVAL OR DELETION OF ANY MATERIALS SUBMITTED OR POSTED ON ITS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EVEN IF T&F, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. THIS DISCLAIMER APPLIES, WITHOUT LIMITATION, TO ANY DAMAGES OR INJURY ARISING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECTS, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUSES, FILE CORRUPTION, COMMUNICATION-LINE FAILURE, NETWORK OR SYSTEM OUTAGE, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, OR THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, LOSS OR USE OF ANY RECORD OR DATA, LOSS OF GOODWILL AND ANY OTHER TANGIBLE OR INTANGIBLE LOSS. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NEITHER T&F NOR ITS SUPPLIERS SHALL BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THE WEBSITE. YOUR EXCLUSIVE REMEDIES FOR ANY OF THE ABOVE CLAIMS OR ANY DISPUTE WITH T&F ARE (1) REFUND OF PAYMENT AND (2) TO DISCONTINUE YOUR USE OF THE WEBSITE. THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. YOU AND T&F AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OR THE CAUSE OF ACTION IS PERMANENTLY BARRED. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, ALL OR A PORTION OF THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend and hold harmless T&F, its affiliates, licensors and service providers and their respective officers, directors, owners, employees, contractors, agents, licensors, service providers, subcontractors, suppliers, successors and assigns from and against any and all claims, losses, liabilities, expenses, damages, judgments, awards, costs and fees, including reasonable attorneys’ fees and court costs, arising out of, relating to or resulting from your use of the Website and any violation of these Terms of Use, including, but not limited to, any use of the Website’s content (including the Materials), services and products other than expressly authorized in these Terms of Use or your use of any information obtained from the Website. If you cause a technical disruption of the Website or the systems transmitting the Website to you or others, you agree to be responsible for any and all losses, liabilities, expenses, damages and costs, including reasonable attorneys’ fees and court costs, arising out of or resulting from that disruption. T&F reserves the right, at its own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you and, in such case, you agree to cooperate with T&F in the defense of such matter.

Jurisdiction and Applicable Law

All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims) shall be governed by and construed in accordance with the internal laws of the State of Connecticut, and you irrevocably consent to the jurisdiction of the federal and state courts located in Hartford, Connecticut for any action arising out of or relating to these Terms of Use, although we retain the right to bring any suit, action or proceeding against you for breach of these Terms of Use in your country of residence or any other relevant jurisdiction. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

We recognize that it is possible for you to obtain access to this Website from any jurisdiction in the world, but we have no practical ability to prevent such access. This Website has been designed to comply with the laws of the State of Connecticut and of the United States. If any material on this Website, or your use of the Website, is contrary to the laws of the place where you are when you access it, the Website is not intended for your use, and we ask you not to use the Website. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.

Waiver and Severability

No waiver by T&F of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of T&F to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

Entire Agreement

These Terms of Use and the Privacy Policy constitute the sole and entire agreement between you and T&F with respect to your use of the Website and supersede all prior or contemporaneous understandings, representations and warranties, whether oral or written, between the parties with respect to the Website. These Terms of Use apply exclusively to your access, and use of, this Website and they will not alter any terms or conditions of any other agreement you may enter into with T&F, unless there is a conflict of provisions, in which case, the other agreement you enter into with T&F shall govern with respect to the specific provision.

How to Contact Us

If you have any questions or comments about these Terms of Use or this Website, please contact us by:

• Emailing us at: [email protected]

• Writing us at:

Tepper & Flynn, LLC

P.O. Box 40

Avon, CT 06001